Land Home Financial

Land home Financial Services built on knowledge and trust since 1988.

Land home also offers financing for vacation homes, second homes and investment properties.

Direct Lender offering..... FHA , VA , Conventional, Jumbo, Manufactured Homes.

Interest Rate Reduction, cash out, debt consolidation, Home Improvement.

New Construction Home loans licensed in 44 states.

You're in Good Hands with The Matthews Group .

Land Home Financial Services -

Our Mortgage Planning Services

This may surprise you but people everyday, and possibly you too, are wasting $1,000's in extra money spent on their mortgage payment because they are in the wrong type of mortgage.
Here's the problem, people have not been properly advised regarding their mortgage and how it fits into their long term planning process.
"There is more to the loan than just getting the best rate! You need to consider the cost of that money and how it impacts your short and long term financial planning."
The service which we provide are what I call a Total Cost Analysis where by we explore some various options to see which best fits your scenario and then I present those to you in writing so that you can make the best financial decision.

Mortgage Plan
Here we will explore 3 different solutions based on a conversation with you that may meet your borrowing requirements. We will look at how long you need the money for, various payment options, loan types, consideration of paying points to buy the rate down, interest only options. We will show you payments for various plans and tax benefits.

Quarterly Review /Annual Review
In the quarterly review we will take a look a where you are and see if anything has changed regarding your borrowing needs to make sure you are still in the right product.

Rate Watch
Our rate watch report will monitor your loan with us and in the event the market has lower rates and it makes financial sense to refinance for the lower rate, We will advise you to do so. Often times we can refinance you at limited or no cost.

Rent vs. Own
Our rent vs. own analysis will show you in print the financial benefits of home ownership compared to continuing to rent. This is a very informative report for first time home buyers / renters so they can see how home ownership is important to wealth creation.

Equity Repositioning Analysis
When people have purchased a home and have used little money to put down, we have creatively put together a financial plan for that borrower. However in the years that follow their equity will have improved thus allowing them to fall into different loan products ultimately saving them a few hundred a month in payments.

Land Home Financial’s Full Product Menu

With over 25 individualized mortgage products with competitive rates, We are truly a "one stop shop!"

30 Year Fixed
20 Year Fixed
15 Year Fixed
10 Year Fixed
10 / 1 ARM
7 / 1 ARM
5 / 1 ARM
3 /1 ARM
100% Financing
Interest Only Loans
D.U Refi Plus
FHLMC Relief Program
Manufactured Homes
V.A Home Loans
FHA 203k loans
Home Path home loans

VA (Fixed and ARM)
CalPEMS (public Employee’s program)
FHA (Fixed and ARM
Affordability Programs
Super Jumbo to $2 Million
High Balance FHA loans to $729,750.00